Credit Reference Agencies

The customer agrees that the creditor may search the files of a credit reference agency who will keep a record of that search. In certain cases this search may be registered by Advantage Finance Limited (a wholly owned division of S&U plc)

An Agency Search

An agency search may be recorded by the Agency concerned and shared with other creditors, and the creditor may disclose to such agencies how you conduct your account. If you default or are suspected of fraud that other lenders may use this information about you and others with whom you are financial linked for credit assessment, debt tracing, fraud and money laundering prevention.

The customer has a right to be told which agency the creditor has used, and a right to obtain from the credit reference agency a copy of the credit file upon payment of a fee.

Statutory Information

This advertisement does not mean that S&U is necessarily prepared to do business with any individual. For a formal quotation, please apply for an application form. On receipt, we can provide a written quotation. Loans are granted at S&U’s absolute discretion. For your protection, our Credit Control Policy is designed to ensure that you only borrow that which you can comfortably afford to repay.

No security is required; you are under no legal obligation until you actually receive your cash loan. The customer agrees that the Creditor may search the files of a credit reference agency which will keep a record of that search. The customer has the right to be told which agency the Creditor has used and a right to obtain from the credit reference agency a copy of the credit file upon payment of a fee.

How to contact us

Should you have other questions or concerns about our terms & conditions, please phone us on 01782 207 573 , send us an email at info@suplc.co.uk, or alternatively write to us at: S&U plc, Royal House, Homer Road, SOLIHULL, B91 3QQ.